Not only do I fly business class in my 70s, I also have a financial advisor. Isn’t that cool? Why do I feel slightly guilty about this? Well, there is a very good reason. In fact, there are several. The most important is the wealth gap. I like calling it that. I never thought of myself as being on the wealthy side of the wealth gap, but good fortune has shoved me in that direction. Go figure. And while you’re figuring, be extremely grateful. And, in addition, be effective. And that requires Read more [...]